WavePay APP by Wave Money

Myanmar's top mobile financial service, offering fast, easy, and secure online payments.

Fast, easy, and secure online payments - Myanmar's leading mobile financial service.

WavePay, the mobile wallet app from WaveMoney, brings everyone into the digital payment ecosystem through Myanmar's largest network of around 60,000 agents and 200,000+ merchants. It's your one-stop solution for all payment needs:

• Send money using just a mobile number to family and friends, even if they don't have the WavePay app.

• Scan QR codes for instant payments at grocery stores, pharmacies, electronics shops, restaurants, and more.

• Top up mobile credit or buy data packs for yourself, family, or friends.

• Pay your bills with ease – for internet, solar power, insurance, MFI loans, and others.

• Link your bank or MPU cards to easily transfer funds into and out of your wallet.

Safe and Secure Payments

• Protected by the "One Wallet, One Device" (1W1D) feature, which restricts account access to a single device for enhanced security.

• Secure all transactions with your personal 4-digit PIN, which is required when setting up your account.

• Extra layer of security for transfers to non-WavePay users: a 6-digit secret code. Recipients can collect cash from any WaveMoney agent by providing the transaction ID and this code.

Easy Cash-In and Cash-Out Services

• Easily deposit or withdraw cash at over 60,000 Wave agent shops across the country, available anytime.

• Link accounts from our partner banks or any e-commerce enabled MPU cards to move funds in and out of your wallet effortlessly.

Easy Airtime Top-Ups and Bill Payments

• Top up or buy packs for any mobile operator (ATOM, MPT, Ooredoo) to stay connected with loved ones.

• Pay internet bills for over 30 providers, including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, and more.

• Make loan repayments across 40+ partners like Aeon, Rent2Own, Yoma Bank, VisionFund, and others.

• Pay your insurance premiums for providers such as Prudential, Manulife, Capital Taiyo, and KBZ MS General Insurance.

• Settle your solar power bills for services like OV Solar, Solar Home, and Sun King Solar.

• Handle healthcare and telehealth payments for PunHlaing Hospitals, MyanCare, myDoctor, and other providers.

Fast and Reliable Payments at Online Stores

• Shop securely online at Shop.com.mm, OwayFresh, and other trusted partners. Pay instantly with WavePay and skip the hassle of cash on delivery.

• Order your favorite meals or groceries on FoodPanda and pay seamlessly through the WavePay app.

Book Hotels & Tickets for Bus and Flights

• Book domestic or international flights, one-way or round-trip, on FlyMya, AirKBZ, and pay with your WavePay wallet.

• Reserve online bus tickets via MMBus Ticket, Oway, AungSan, and others. Check seat availability and get real-time updates.

• Book your accommodation in advance with Memories Hotel, Memories Travel, Balloons Over Myanmar, and more.

• Make quick, hassle-free payments at over 200,000 merchants for groceries, medicine, electronics, and clothing by scanning a Wave QR code.

Contact Us

• The WaveMoney Call Centre is available daily from 8 AM to 10 PM for assistance. Call 900 from an ATOM number (free) or 097900090000 from other operators.

Interested in becoming a business partner or agent? Email us at [email protected] or call our call center.